Market Insights

Toronto Condo Market 2026: Should You Buy Now or Wait?

Sam Sethi
April 2, 20267 min read
Toronto Condo Market 2026: Should You Buy Now or Wait?

Toronto's condo market has been through significant turbulence since 2022. After a sharp correction, prices have stabilized and even begun recovering in some areas. Here's the data-driven analysis for 2026.

Toronto Condo Market Data (2026)

Average condo price: $720K (down 8% from 2022 peak)

Average days on market: 35 days

Months of inventory: 4.2 months (buyer's market territory)

Average rent (1-bedroom): $2,500/month

The Case for Buying Now

Prices are off peak: Buying 8% below the 2022 peak means you're getting value.

Rates are improving: 5-year fixed rates at 4.09% vs. 6%+ in 2023.

Rental demand is strong: Vacancy rates below 2% support rental income for investors.

Immigration continues: 500K+ newcomers annually will drive long-term demand.

The Case for Waiting

Oversupply risk: 80,000+ condo units under construction in the GTA could create temporary oversupply.

Carrying costs: Condo fees, property taxes, and mortgage payments often exceed rental income.

My Recommendation

For end-users (people who will live in the condo), 2026 is a good time to buy — especially in established neighborhoods with strong transit access. For pure investors, be selective and focus on units with strong rental demand.

Thinking about buying a condo? Call Sam at 647-784-7924.

Ready to Take the Next Step?

Sam Sethi is here to help you navigate the Toronto real estate market. Get personalized advice tailored to your goals.

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