Residential
Mortgages
Smart financing starts here. Access the best rates from 30+ lenders and get approved with a Mortgage Agent Level 2 who goes to bat for you.
Why Choose Sam for Your Mortgage
Your Mortgage. Better Rates.
Guaranteed.
As a licensed Mortgage Agent Level 2, Sam Sethi has access to over 30 lending partners — major banks, credit unions, monoline lenders, and trust companies. This means he can shop the entire market to find the lowest possible rate for your unique situation, something your bank will never do for you.
- Purchase mortgages for all property types across the GTA
- Mortgage renewals — Sam beats your bank's renewal offer every time
- Refinancing to access home equity or restructure your debt
- Switch your mortgage to a better lender without penalty guidance
- Vacation home and cottage financing
- Investment property mortgage strategy
30+ Lending Partners
Access to major banks, credit unions, monoline lenders, and trust companies — all in one place.
Best Rate Guarantee
Sam shops every lender to find the absolute lowest rate for your specific situation.
24-Hour Approvals
Fast pre-approval and approvals — often within 24 hours so you can move quickly on properties.
Complex Situations OK
New to Canada, self-employed, low credit, or multiple properties — Sam handles it all.
Get Your Best
Mortgage Rate Today
Sam will personally shop 30+ lenders and present you with the best options — for free, with no obligation.